Commercial finance for trucks, trailers, caravans and campers used in your business. Fast approvals from a Melbourne broker.
At Commercial Funding Australia, we specialise in providing fast, flexible, and customised finance solutions for trucks, trailers, and commercial transport vehicles. Whether you’re growing your fleet, upgrading your equipment, or investing in new assets, we make the financing process straightforward and hassle-free.
We offer expert finance options for:
With deep industry expertise and a customer-focused approach, we provide:
✅ Competitive rates and flexible loan terms
✅ Fast approvals with minimal paperwork
✅ Personalised finance plans to match your cash flow and asset requirements
✅ Dedicated support for brokers, accountants, and business owners Australia-wide
No matter your business size or transport asset needs, we’ll work closely with you to design the right finance solution—so you can keep your fleet moving and your business growing with confidence.
Finance is for business purposes only and subject to lender approval. General information only, not financial advice.

Our team specialise in tailored truck finance solutions for logistics, construction, mining, and transport industries. Whether you need finance for prime movers, rigid trucks, or heavy-duty vehicles, our expert team secures competitive loans to support your business growth. We offer flexible, customised finance options to suit your cash flow and asset needs. More than loans, we deliver personalised solutions to keep your fleet running smoothly and profitably across Australia.

Trailers are essential to logistics and earthmoving businesses. Whether you need flatbeds, refrigerated, tankers, or low loaders, the right trailer boosts your efficiency. Whether buying new or used, privately or from a licensed dealer, we offer customised, affordable trailer finance solutions tailored to your business needs. Our expert team helps secure flexible, competitive loans to keep your operations moving smoothly and profitably.

Concrete pumps and agitators are vital for efficient construction projects. We specialise in tailored finance solutions designed to support your construction operations. With deep expertise in finance and the concreting industry, our team understands the complexities of secured asset finance. We work closely with businesses and individuals to identify and secure the best financing options, ensuring your unique requirements are met with flexible, competitive solutions.

Caravans and campers can earn their keep, whether it's site accommodation for your crew, a hire fleet or a mobile office. We arrange finance for business-use caravans and campers on a commercial facility, structured around how your business runs.
Please reach us at dustin@commfund.com.au if you cannot find an answer to your question.
Yes. Used rigid trucks and prime movers are financed regularly, from dealers or private sales. The lender looks at the age, kilometres, and what the truck is worth, not just the purchase price. Older or high-kilometre trucks can still be done. The term is often shorter.
Many deals are done with little or no deposit if the truck holds its value and the business can service the repayment. A deposit, or a balloon at the end, is used when the weekly repayment needs to come down. There is no single rule. It depends on the truck and the file.
Yes. A trailer, dolly, or fridge van can be its own facility, or it can sit on the same deal as the truck. Separate finance helps if you already own the prime mover and only need the trailing gear.
A chattel mortgage is the usual structure when the business wants the truck on its books and the GST credit upfront. A lease can suit an operator who wants the truck off the balance sheet and a residual at the end. Your accountant should pick the structure. We place it with the lender that fits that choice.an answer to this item.
A straightforward truck deal is often approved within 24 to 48 hours once the invoice and a few business details are in. Settlement follows once the lender has the signed documents and the seller is ready to release the truck. Private sales and older prime movers take longer than a dealer invoice on a late-model rigid. You deal with one consultant from the first call through to the funds hitting the seller, so the file is not sitting in a queue.an answer to this item.
Commercial Funding Australia
44 Lakeview Drive, Scoresby Victoria 3179, Australia
Commercial Funding Australia, Credit Representative of:
COG Aggregation Pty Ltd. Australian Credit Licence no. 389527 ABN 99 124 319 857.This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.Copyright © 2026 Commfund - All Rights Reserved.